Lower Hermosa homes in the coastal community of La Jolla. Lower Hermosa is located just north of the Bird Rock area and south of Wind and Sea beach. There are two sections to the Hermosa area with an upper and lower section. The lower section is a combination of oceanfront and beach-close homes. This is considered prime real estate with homes located less than 3 blocks to the beach.
The borders of this community are basically west of La Jolla Blvd, North of Camino De La Costa, and South of Palomar Ave.

Betty Toroyan brings more than 20 years of experience in residential sales to the team. Guided by a sense of responsibility to her clients, Betty leverages her tireless work ethic, marketing skills and knowledge of interior design to provide her buyers and sellers with a superior standard of support and service.
A lifelong fascination with home décor and interior design motivated Betty to pursue a career in real estate. Drawing from the time she spent working with top designers such as Gianni Versace and Tom Ford, she helps her sellers maximize their homes’ aesthetic appeal and helps her buyers visualize the potential of specific properties.
Betty has successfully combined these skills with her attention to detail and focus on developing comprehensive marketing plans. By utilizing professional photographers and implementing sweeping advertising campaigns across the most widely read print and online destinations, she delivers high sale prices for her sellers.
Having studied International Law, Betty is adept at contract negotiations and highly skilled at working with people of differing cultural backgrounds. An active board member for the French American Women’s Club and a member of the Women’s Council of Realtors, she is committed to give back to the community where she works and lives with her twin daughters.
Marketing Innovator with a Sales Mindset, Caroline manages all marketing programs for the Tash Team’s portfolio across the La Jolla and San Diego markets.
Caroline has comprehensive knowledge in creating and implementing marketing programs for brands and businesses across several high-growth industries – including fashion, marketing technology and real estate.
Originally from Brazil, Caroline has been a La Jolla resident for over 16 years and is fluent in English, Portuguese and Spanish. She earned a B.A. degree in International Business with a minor in Spanish from San Diego State University and went on to receive an MBA in Finance. As a licensed real estate sales agent, Caroline brings an extensive level of market knowledge and marketing expertise, for both La Jolla and San Diego, to the Tash Team’s portfolio.
Connecting Clients with Their Dream Home in La Jolla and Beyond Born and raised in La Jolla, Zach Albence brings a deep-rooted passion for San Diego and a wealth of experience to the world of real estate. After earning his degree with honors in Finance with minors in Entrepreneurship and Real Estate from Santa Clara University, Zach returned to his hometown with a mission: to help clients find their perfect home while leveraging his unique background and local expertise.
Zach’s real estate journey was formed by his early exposure to estate planning and real estate, thanks to his father, a distinguished local trust and estates attorney. From a young age, Zach was involved in the intricacies of important contracts while working as a law clerk in high school and during college summers, giving him a solid foundation in managing smooth and successful transactions. This experience, combined with his lifelong interest in interior design, architecture and real estate allows Zach to offer clients invaluable insight into how to maximize the value of their homes, with a unique understanding of location value.
Whether a client is buying or selling, Zach understands real estate decisions are significant milestones. His dedication to providing exceptional customer service comes from years of experience obtained while giving aquatic tours of La Jolla’s coastline in big surf or serving as a notary public for estate transactions during his formative years. Zach ensures every client feels confident and supported throughout the process.
Outside of work, Zach is deeply committed to his community helping organize local events, participating in beach cleanups, and competing in golf tournaments. He’s always looking for ways to give back to the place he calls home. An avid surfer and former nationally ranked freestyle skier, Zach enjoys staying active and connecting with people through his passions. Client’s of Zach, gain a caring, dedicated advocate who knows San Diego real estate intimately and offers each the opportunity to make the best possible real estate decision for their future.
Motivated by a sense of responsibility to her buyers and sellers, Soraya Baloyan is known for her diligence and professionalism. A specialist in residential real estate since 2000, Soraya has excelled by leveraging her proficiency with negotiating and talent for marketing, as well as her ability to help her clients achieve their goals, regardless of market conditions.
The results speak for themselves. Soraya earned the Chairman circle gold award for her sales in 2015, ranking her in the top seven percent of more than 50,000 Berkshire Hathaway agents nationwide. She was also honored with a Certificate of Appreciation from The Charitable Foundation, in recognition of her ongoing support for the comunity.
Soraya is known for providing her clients with concise, thorough information and believes her success has been a result of her straightforward approach, follow through and focus on evaluating each transaction.
Deborah Guss is a seasoned real estate professional known for her clear communication and unwavering commitment to delivering exceptional service and results to every client.
Before entering the real estate field in 2012, Deborah worked as an accredited interior designer, helping clients create their ideal home environments. Her background in design adds a unique perspective to the home-buying and selling process.
Driven by a strong sense of responsibility, Deborah works diligently to help her clients achieve their goals. She brings a well-rounded international background—fluent in both Spanish and English, extensively traveled, and educated in France. She holds a degree in Finance and Art History with a minor in Psychology from Dauphine University in Paris. This diverse education and experience enhances her ability to understand client needs and navigate negotiations with insight and confidence.
Deborah’s straightforward approach and adaptability make her a strong competitor in any market.